Since 1975,

I have led the effort to help folks take advantage of little known approaches to increase and safely secure their retirement income. My mission is to help those in or near retirement to never again worry about having to go back to work or ever running out of money and to increase monthly retirement income without invading principal.

Pat has an uncanny ability to think outside the box and develop financial strategies to solve all sorts of financial problems. He has helped tremendously and walked me through a number of issues that made a great deal of difference to several generations. He always says that if a strategy is not good enough for his family, it is not good enough for his clients.
— J. Salling, Client, Denison, Texas